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DISCLAIMER

By accessing or using this website and its associated tools, you acknowledge and agree to be bound by the terms and conditions outlined herein. Continued use of this platform constitutes your acceptance of these terms.


1. Purpose of Information

All content, tools, and features provided on this platform are for educational and research purposes only. They are designed to enhance financial literacy, provide market insights, and assist users in making informed decisions. However, these tools and resources do not constitute personalized financial advice or recommendations to buy, sell, or hold any security. Users should seek advice from licensed professionals tailored to their unique needs.

2. Individual Suitability

Investment strategies must align with individual financial circumstances, including income, debt, savings, risk tolerance, and long-term goals. A strategy that yields success for one investor may lead to losses for another. Personal factors, such as age, financial obligations, and future plans, should be carefully considered before committing to any investment.

3. Market Risks and Volatility

The stock market and other investment vehicles are subject to significant volatility, with prices influenced by numerous factors, including global events, economic reports, and market sentiment. Investors must be prepared for unpredictable price swings and potential losses that could exceed initial investments, particularly in leveraged instruments.

4. Diversification of Investments

"Don’t put all your eggs in one basket." Spreading investments across various asset classes (stocks, bonds, real estate, mutual funds, ETFs, etc.), industries, and geographies reduces exposure to risk. Concentrating investments in a single stock, sector, or region can significantly increase the chance of substantial losses due to sector-specific or geographic risks.

5. Proprietary Scanned Results

Our proprietary scanners are developed using advanced algorithms and data analysis techniques. While the results aim to provide actionable insights, they are not immune to errors, biases, or inaccuracies. Investors should use these results as supplementary information rather than the sole basis for their decisions.

6. Accuracy of Information

Despite efforts to ensure the accuracy and timeliness of market data, analysis, and news, discrepancies may occur due to technical errors, delayed feeds, or incorrect inputs. Users should cross-reference information from multiple reliable sources to confirm its validity before acting.

7. Educational and research Intent

All tools, data, and resources provided on this platform serve educational and research purposes, aiming to help users better understand market dynamics. They are not intended as direct recommendations or endorsements for specific investments. Users are encouraged to expand their knowledge and seek additional educational resources.

8. Conflict of Interest Disclosure

We may have financial positions in securities discussed in our analyses or displayed on our scanners. While we aim to provide unbiased information, users should consider potential conflicts of interest when interpreting our insights and recommendations.

9. Regulatory and Legal Compliance

Users are responsible for complying with all local, national, and international laws and regulations governing investment activities, including tax reporting, insider trading laws, and disclosure requirements.

10. External Influences

Investment performance is affected by a range of external factors, including but not limited to: Geopolitical events: Wars, trade disputes, and political instability. Economic changes: Inflation, interest rates, and employment data. Natural disasters: Events disrupting economies and supply chains. Investors should stay informed and regularly assess their portfolios in light of these events.

11. Timing the Market

Attempting to time market highs and lows is an inherently risky and often unsuccessful strategy. Even the most sophisticated models cannot consistently predict the optimal moments to enter or exit the market. Instead, focus on long-term strategies aligned with personal goals.

12. Professional Advice

While this platform provides insights and analysis, it is not a substitute for professional advice. Seek assistance from licensed financial planners, tax advisors, or investment consultants for tailored guidance based on your specific needs.

13. Tax Implications

Investment gains are subject to taxation, including capital gains tax, dividend tax, and other levies. Mismanagement of tax obligations can result in penalties or legal issues. Always consult with a tax professional to understand and plan for tax liabilities related to your investments.

14. Fraud and Manipulation Risks

Be vigilant against fraudulent schemes such as pump-and-dump, phishing, or insider trading. Verify information independently and avoid investments that promise unusually high or guaranteed returns. Report suspicious activities to regulatory authorities immediately.

15. Clarification

We are not a stock advisory service, financial advisor, or investment firm. The scans and information provided here are strictly for research and educational purposes only. They are not intended as investment advice, stock recommendations, or financial guidance of any kind.

16. ESG Considerations

Environmental, Social, and Governance (ESG) factors are increasingly relevant to long-term investment performance and risk management. Assess whether your investments align with these principles and how they may impact future returns.

17. Behavioral Biases

Investment decisions can be influenced by emotional and cognitive biases, such as overconfidence, fear of missing out (FOMO), and panic during market downturns. Recognizing and managing these biases is essential for sound decision-making.

18. Liquidity Risks

Certain investments, such as real estate, private equity, or some mutual funds, may lack liquidity, making it difficult to sell or exit positions without incurring significant losses. Consider liquidity needs before investing.

19. Interest Rate Impacts

Interest rate changes can affect the valuation of various asset classes, particularly bonds and dividend-yielding stocks. Monitor central bank policies and their potential implications for your portfolio.

20. Technology and Cybersecurity Risks

As the platform relies on technology, risks like system outages, data breaches, or errors may impact the availability or accuracy of information. Users should secure their accounts and report any irregularities promptly.

21. Long-Term Horizon

Investment outcomes often take time to materialize. A short-term focus can lead to rash decisions, especially during volatile periods. Stick to long-term strategies aligned with your financial objectives.

22. Holistic Financial Planning:

Investing is one aspect of financial well-being. Ensure your overall financial health includes emergency savings, insurance coverage, debt management, and retirement planning.

23. Changing Regulatory Environments

Investment regulations and tax laws are subject to change. Stay informed about updates that could affect your investment strategies or obligations.

24. Dependency on Historical Data

Past performance does not guarantee future results. While historical trends can provide insights, they should not be the sole basis for investment decisions.

25. Risk of Over-Leverage

Leverage magnifies both gains and losses. Over-leveraging can lead to substantial financial distress, particularly during adverse market conditions.

26. Impact of Currency Fluctuations

For investments in international markets, currency fluctuations can significantly impact returns. Monitor foreign exchange risks associated with your investments.

27. Continuous Education

The financial landscape evolves constantly. Regularly update your knowledge by attending seminars, reading credible resources, and consulting with experts.

28. No Guarantees of Performance

We make no guarantees about the performance or outcomes of investments analyzed or discussed on this platform. All investments involve risks, including the potential loss of principal.

29. Educational Intent

All materials, tools, simulations, and data on this platform are designed strictly for educational and informational use. They are not intended to serve as financial advice or recommendations.

30. No Suitability Assessments

The platform does not evaluate user-specific financial situations, investment goals, or risk tolerance. No content should be construed as personalized investment advice.

31. Not a Substitute for Professional Advice

Content on this platform is not a replacement for advice from licensed financial advisors, certified financial planners, tax consultants, or legal professionals.

32. No Trading or Investment Recommendations

The platform does not issue buy, sell, or hold recommendations for any security, asset, or instrument.

33. Examples for Illustration

Only Any examples, charts, or case studies presented are purely for educational illustration and may not reflect actual market behavior or suitable strategies.

34. Simulation and Hypothetical Data Warning

Performance results shown through backtests, screeners, or tools may be hypothetical. They are intended for learning and may not reflect real trading conditions or risks.

35. Independent Research Encouraged

Users are encouraged to conduct their own independent research and consult professional advisors before making any financial decisions.

36. No Fiduciary Duty Owed

Use of this platform does not establish any fiduciary or client relationship. The platform creators do not have any duty to act in the user’s best interest.

37. No Portfolio Monitoring or Rebalancing

The platform does not track, manage, or rebalance user investment portfolios and should not be relied upon for those functions.

38. Market Data Is for Learning Purposes

Any stock prices, indicators, or metrics are provided solely for learning. Real-time trading decisions should be based on independently verified data.

39. Not a Registered Investment Platform

This platform is not a broker-dealer, asset management firm, or investment advisory entity under applicable securities laws.

40. Legal Compliance Reminder

Users are responsible for ensuring their use of the platform is in accordance with local laws, especially if acting in a regulated capacity.

41. No Refunds Policy

All subscription payments are final. We do not offer refunds or partial credits for unused time, features, or in the event of account termination.

42. Subscription is for Access Only

Subscription fees are charged solely for access to the platform's tools, features, and educational materials. They are not in exchange for investment returns, financial advice, or guaranteed results.

43. Auto-Renewal Clause

Subscriptions may auto-renew unless cancelled before the billing cycle ends. Users are responsible for managing and cancelling their subscriptions in advance to avoid unwanted charges.

44. No Chargeback Policy

Users agree not to dispute or chargeback subscription payments through their bank or payment provider. Doing so may result in account suspension or legal action.

45. Non-Transferable Subscriptions

Paid subscriptions are tied to the original account holder and may not be transferred, shared, or resold to others.

46. Failure to Pay

Failure to pay subscription fees may result in suspension or termination of access to the platform without notice.

47. Right to Change Pricing

The platform reserves the right to change pricing or billing structure at any time, with or without prior notice. Continued use of the platform constitutes acceptance of the new pricing.

48. Trial Period Limitations

If a trial or promotional offer is provided, users must cancel before the end of the trial to avoid charges. Only one trial per user is allowed.

49. Billing Disputes Must Be Reported Promptly

Any billing disputes must be reported within 7 days of the charge. After this period, all charges are considered final and accepted.

50. Taxes and Fees

Subscription prices do not include applicable taxes or processing fees. Users are responsible for any additional charges imposed by payment providers or tax authorities.

51. Downtime & Maintenance Disclaimer

The platform may be temporarily unavailable during maintenance, updates, or due to unforeseen system failures. No liability is accepted for such downtimes.

52. No Guarantee of Accuracy in Calculations

Tools, charts, or outputs may contain coding, data, or mathematical errors. Users should independently verify any outputs before relying on them.

53. Platform Use at Your Own Risk

Accessing and using the platform is done entirely at the user's own risk. The platform is provided “as is” with no warranties of performance or reliability.

54. Browser/Device Compatibility Warning

Full functionality may not be available across all devices, browsers, or operating systems. Compatibility is not guaranteed.

55. User Content Ownership

Users retain ownership of their uploaded content but grant the platform a license to use it for operational and performance improvement purposes.

56. Security Limitation Disclaimer

The platform uses reasonable security measures but cannot guarantee protection against all cyber threats, data breaches, or unauthorized access.

57. No Sharing of Sensitive Info

Users are advised not to input personally identifiable, financial, or confidential information into any fields or tools on the platform.

58. Copyrighted & Proprietary Tools

All algorithms, tools, designs, and educational modules are proprietary to the platform and protected by copyright laws. Unauthorized use or distribution is prohibited.

59. Stop-loss Usage

The platform strongly recommends the use of stop-loss mechanisms as part of a responsible and disciplined approach to risk management. All stop-loss examples or suggestions provided within the platform are for educational purposes only and should not be interpreted as financial advice. Users are solely responsible for setting their own risk thresholds :

a. Educational Only: Any reference to stop-loss levels, placement strategies, or automation tools is purely illustrative and not tailored to individual financial circumstances or real-world trading conditions.

b. Risk Control Tool: Stop-loss orders help limit potential losses in volatile markets and are a widely accepted method of managing downside risk. Their proper use can protect capital and maintain portfolio stability.

c. No Guarantee Against Losses: Stop-loss orders may not always execute at the desired price due to slippage, market gaps, or illiquidity. Users should understand the limitations of stop-loss functionality across different trading platforms.

d. User Discretion Required: The platform does not recommend specific stop-loss levels. Users must assess their own risk capacity and consult with a qualified financial advisor before applying any risk control method in live markets.

60. Third-Party Data

This platform may rely on third-party providers for market data, news, and analytics. While we strive for reliability, third-party information may contain inaccuracies or omissions. Use such data as a supplement, not as a primary decision-making tool.